San Diego Real Estate: Helping You Buy or Sell San Diego Homes

Homeowner Foreclosure Rescue Program™

Homeowner Foreclosure Rescue Program™

The rapid decline in home values within the last several years has resulted in many home owners´ mortgage balance exceeding the value of their home. Coupled with high monthly mortgage payments and personal financial misfortune, this has put many home owners in financial distress. To help home owners in this situation avoid foreclosure and relieve their stressful financial burden, we at Realtyland have developed the Homeowner Foreclosure Rescue Program.

A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property´s loan. It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than foreclosing on the property. The home owner and lender may consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrower, preventing him from getting a home loan in the future.

Since short sale transactions involve providing your lender various financial documents, the lender performing a valuation of your property, the lender analyzing relevant documents and many other steps, short sale transactions can take several months to complete.

Some homeowners are initially reluctant to consider selling their home utilizing a short sale, because they feel embarrassed or believe it is personally financially irresponsible. However, because of the current real estate climate, which no individual homeowner caused, many home owners are selling their home via a short sale. Indeed, not selling a home via a short sale and then face foreclosure actually reflects personal financial irresponsibility.

Goal

Help you avoid foreclosure and relieve you of the financial burden which your property is causing you, by selling your property for less than your mortgage balance, with your lender´s consent.

Services and Benefits

Our Home Homeowner Foreclosure Rescue Program provides these value-added services and benefits:

		Educate you and explain how to avoid foreclosure by utilizing a short sale to sell your property
		Advise you on the documents required by your lender for it to evaluate and potentially approve the short sale of your property
		Work with your lender to facilitate the approval of the short sale of your property
		Conduct an on-site visual inspection of your property and advise you on preparing your property to make it inviting to buyers
		Have your property inspected for wood destroying insects and obtain a termite report for the property
		Perform a comparative market analysis and valuation of your property
		Provide current market data and advise you on effectively pricing your property
		Complete a comprehensive Property Characteristics Questionnaire itemizing the features and dimensions of your property
		Develop a list of features of each property to promote to real estate agents and buyers, and in printed and online marketing materials
		Post Realtyland For Sale sign on each property
		Install lockbox to facilitate property showings by real estate agents
		Take 25 digital color photographs of the interior and exterior of your property
		Create a professional full-color product flyer for your property
		Create an impactful marketing Web page for your property
		List your property on San Diego County Multiple Listing Service for exposure to 20,000 agents
		List your property on MauriceRizzuto.com, Realtor.com, Zillow.com, and other Web sites
		Contact my buyer leads, sphere of influence, and past clients to find prospective buyers
		Promote your property at our Realtyland branch sales meetings
		Call residents and/or distribute 100-200 property flyers or postcards within neighborhood and/or other nearby area
		Hold open houses to enable potential buyers to view your property
		E-mail color property flyer to the top agents in the marketplace for their potential buyers
		Qualify prospective buyers to ensure they have the capacity to buy a home
		Show your property to prospective buyers
		Follow-up with the real estate agents who have shown your property for their feedback
		Review price based on agent input and market conditions.
		Update you on changes in the marketplace
		Provide an activities and results update at least once per week
		Provide feedback from buyers
		Obtain an acceptable contract on your property
		Represent you on all offer presentations--to negotiate the best possible price and terms
		Handle all the follow-up once a contract is accepted--disclosures, escrow, and closing
		Utilize our proprietary Prisms transaction tracking system for a smooth transaction
		Receive exceptional service that exceeds your expectations



	"Highest Overall Satisfaction for Home Sellers Among National Full Service Real Estate Firms" We are dedicated to providing exceptional service that exceeds your expectations!

	Call the Maurice Rizzuto Exceptional Service Team

	To get started on our Home Homeowner Foreclosure Rescue Program and relieve financial stress, please call the Maurice Rizzuto Exceptional Service Team at (858) 688-1646.

Mission Statement

Fact Sheet

Power of Prudential

Leader in Real Estate

Contact the Maurice Rizzuto Exceptional Service Team to get started: (858) 688-1646 or MauriceRizzuto@Gmail.com